The Cost Breakdown: Investing in a Home Swimming Pool

Swimming pools, often seen as the pinnacle of luxury, can elevate the aesthetic and functional value of a home. While the allure of having a personal oasis is undeniable, it’s essential to understand the financial aspect of this significant investment.

Here, we break down the rough costs associated with installing and maintaining a swimming pool, along with its potential return on investment. Please bear in mind that ever pool project is unique and costs involve will be unique to the project too.

1. Initial Installation Costs

The initial cost of installing a swimming pool can vary significantly based on several factors:

  • Size and Depth: Naturally, larger and deeper pools will be more expensive.
  • Shape and Design: Custom shapes and intricate designs can increase costs.
  • Material: Concrete pools tend to be pricier than vinyl or fibreglass options.
  • Site Preparation: If your garden requires extensive excavation or levelling, this can impact the cost.
  • Additional Features: Waterfalls, lighting, jets, or heating systems can add to the price.

On average, you might be looking at anything from £35,000 for design and build of a well-built pool that will give many years of service. This price is dependent on the pool’s specifications and added features.

2. Ongoing Maintenance Costs

The initial installation is just the beginning. Regular maintenance is crucial to ensure the longevity and safety of your pool.

  • Cleaning: This includes skimming, vacuuming, and scrubbing. While some tasks can be DIY, others might need professional services.
  • Chemicals: Pools require regular chemical treatment to remain clean and safe. This includes chlorine, pH balancers, and algaecides.
  • Energy: If you’re heating your pool or running features like jets, this will reflect on your energy bills.
  • Repairs: Over time, your pool might need repairs or replacements for its lining, equipment, or other features.

Overall, yearly maintenance costs can range from £500 to £2,500 or more, again depending on pool size and features.

3. Insurance and Safety Costs

Having a pool might increase your home insurance premiums. Additionally, you may need to invest in safety features like:

  • Fencing: A protective barrier around the pool is crucial, especially in homes with children or pets.
  • Alarms and Covers: Pool alarms can alert homeowners of any unexpected entries into the water, while covers can prevent accidental falls.

4. Potential Return on Investment (ROI)

While a swimming pool is a significant investment, it can boost your property’s market value:

  • Property Value: In areas where pools are sought after, they can increase a home’s resale value by a substantial margin.
  • Rental Appeal: If you’re renting out your property, a pool can be a significant draw for potential tenants, potentially allowing for higher rental rates.
  • Personal Use Value: Beyond tangible returns, the personal enjoyment, health benefits, and family memories created in and around the pool are priceless.


Investing in a swimming pool is a decision that requires thorough financial planning and consideration. While the costs are undeniable, the potential ROI and the immeasurable value of personal enjoyment can make it a worthy endeavour. Before diving in, consult with pool experts, like those at Spruce Pools, to get a detailed cost estimate tailored to your needs and preferences.